Vadim Verkhoglyad

Vice President and Head of Research Publication

Vadim Verkhoglyad is Vice President and Head of Research Publication, dv01

Consumer banking

Unsecured consumer loans offer a path forward on debt reduction

Too few lenders are underwriting unsecured consumer debt, which could help borrowers pay down credit card balances with little risk to lenders.

By Vadim Verkhoglyad

December 6
Economic news

Recession scars are clouding our judgment — consumer markets are healthy

Misleading data and hypersensitivity left over from the last financial crisis have us scared of shadows. The U.S. consumer is actually in pretty good shape.

By Vadim Verkhoglyad

March 31